| Fees & Charges |
| PERSONAL LOAN - SECURED BILL OF SALE |
| Loan Approval Fee Personal loans ( payable at funding) |
$100.00 |
| Credit Reference Association participation fee ( payable at funding) |
$10.00 |
| Bill of Sale Preparation Costs ( payable at funding) |
$7.50 |
| Loan Redraw (Personal Loan) Fee for each Redraw on Loan (payable at time of redraw). Minimum redraw amount $500.00 |
$25.00 |
| HOUSING LOANS - SECURED 1ST MORTGAGE |
| Loan Approval Fee Housing Loans ( payable at funding) |
$150.00 |
| Mortgage Discharge Fee ( payable at time of Discharge ) |
$250.00 |
| Loan Redraw (Mortgage Loan) Fee for each Redraw on Loan (payable at time of redraw.) Minimum redraw amount $5000.00 |
$100.00 |
| Home Equity Loan Monthly Account keeping fee (payable each month and debited to your Equity Loan Account ) |
$10.00 |
| Overdraft Annual Review (payable each year at review date) |
$50.00 |
| Fees & Charges Payable to Others |
| PERSONAL LOANS - SECURED |
| Register of Encumbered Vehicles - to register the Credit Union's interest for Bill of Sale (payable on funding) |
$7.00 |
| Veda Australia - Credit Reference Check (sliding scale $5.00 to $9.00) payable on funding |
Sliding scale |
| NSW Government Stamp Duty on Bills of Sales exceeding $35000 |
According to Govt Scale |
| HOUSING LOANS - SECURED 1ST MORTGAGE |
| Real Estate Valuation (Can vary depending on location) inclusive of GST |
$250.00 |
| Legals fees on preparation of mortgage (payable on funding) inclusive of GST |
$363.00 |
| Veda Australia - Credit Reference Check (sliding scale $5.00 to $9.00) payable on funding |
Sliding scale |
| Registration fee for Mortgage @$95.00 per Document ( payable on funding) |
$95.00 |
| Agents costs for lodging documents (payable on funding) |
$16.50 |
| Bank Cheque Fees -(payable on funding) @ $8.00 per cheque |
$8.00 |
| Discharge of Mortgage - payable at time of Discharge (currently $224.00) |
At Cost |
| Stamp Duty on Mortgage - Calculated at rate $5.00 for first $16000.00 then at $4.00 per $1000.00 thereafter |
At Cost |
FEES & CHARGES