BSB 802-318
INTEREST RATES
Effective 01 December
2011 |
|
 Australian Financial Services Licence No.240722
INTEREST RATES
- SAVINGS
- TERM DEPOSITS
- LOANS
| SAVINGS - Effective 01 December 2011 |
| 01 |
On Call Savings |
0.10%pa |
Minimum monthly balance, interest credited annually |
| 02 |
On Call Savings |
0.10%pa |
Minimum monthly balance, interest credited annually |
| 03 |
On Call Savings |
0.10%pa |
Minimum monthly balance, interest credited annually |
| 04 |
Christmas Club |
1.50% pa |
Interest credited annually on 31 October – minimum monthly Balance |
| 05 |
Cash Management:
0-$2,999.99
$3000-$19,999.99
$20,000 + |
Nil
1.25% pa
2.25% pa |
Interest calculated daily and credited half yearly June and December |
| 06 |
On-line Savings |
4.50% pa |
Minimum Monthly balance $1,000.00 |
| 07 |
Deeming Account Single |
3.00%-4.50% PA |
Up to and including $44,600 3.00% pa Over $44,600 4.50% pa |
| 08 |
Deeming Account Joint |
3.00%-4.50% |
Up to and including $74,400 3.00% pa Over $74,400 4.50% pa |
| PLEASE NOTE: Interest is not calculated on any savings under $200 |
charges apply
Endorsed Board Meeting 28 November 2011 |
TERM DEPOSITS (Minimum $500.00) Effective 01 December 2011 |
| 3 Months |
5.00% pa |
Daily balance interest credited on maturity |
| 6 Months |
5.00% pa |
Daily balance interest credited on maturity |
| 9 Months |
4.75% pa |
Daily balance interest credited on maturity |
| 12 Months |
4.75% pa |
Daily balance interest credited on maturity |
$50.00 early withdrawal fee applies |
charges apply
Endorsed Board Meeting 19 December 2011 |
LOAN INTEREST RATES - Effective 01 December 2011 |
| New Car with 20% equity |
8.99% pa |
| New Car with full payment |
10.25% pa |
| Used Car with 20% equity |
10.50 % pa |
| Used Car with full payment |
11.50% pa |
| Personal Loans funded after 1 March 2009 |
14.50% pa |
| Overdraft – Unsecured |
14.30% pa |
| Mortgage Owner Occupied |
6.75% % pa |
| Mortgage Investment |
6.75% % pa |
| Mortgage Commercial |
10.45% pa |
| Mortgage Overdraft |
10.45% pa |
| HOME EQUITY LOAN |
7.25% pa |
| Mortgage Integris |
6.75% pa |
| |
|
| Variable, interest calculated daily, charged monthly – Terms and conditions available on application |
charges apply
Endorsed Board Meeting 29 November 2010 |
|
|
"...DEDICATION...WITH SUPERIOR CUSTOMER
SERVICE..." |
