Let First Choice help you get into your new home, whether you are buying your first home, looking for something bigger or purchasing an investment property, First Choice can help you.
- Competitive interest rates
- Borrow up to 95% of property value
- Loan terms up to 30 years
- Fixed rate loans available
- No monthly fees
- No early payment penalties
- Pay weekly, fortnightly or monthly
- Direct payroll deductions available
- 100% offset account available
- Redraw facility.
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A combined savings and loan account secured by first mortgage. If you own your own home or are paying off your home, you can use the equity you have so far achieved as security to borrow funds, at much lower rates than our normal personal loan, to buy whatever you need extra money for right now.
By using the equity in your home, we can lend funds to you for any worthwhile consumer purpose i.e. motor vehicle, boat, caravans, holidays etc.
Features:
- Utilize up to 80% of your homes value
- Deposit your salary directly into your account
- Access the account via cheque book, redicard or phone & internet banking
- No redicard or cheque book fees.
- No loan application fee
- $10 monthly account keeping fee
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Whether you want to buy a new or used car, First Choice has the right car loan for you.
Features:
- Can borrow full purchase price
- Competitive interest rates
- Discount rates with 20 % Equity
- No monthly fees
- No early payment penalties
- Pay weekly, fortnightly or monthly
- Direct payroll deductions available
- Redraw facility
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Whether you’re looking to take a well earned holiday, landscape the garden, buy a caravan or boat, refurnish the house, build a share portfolio or install that pool, let First Choice help you get the things you want sooner.
Features:
- Competitive interest rates
- No monthly fees
- No early payment penalties
- Pay weekly, fortnightly or monthly
- Direct payroll deductions available
- Redraw facility
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An overdraft is an on-going credit arrangement linked to an at-call savings account. If the balance of your account is not sufficient to cover a particular transaction, you will automatically draw on your overdraft up to the agreed limit – it’s that simple.
Access to your overdraft is as easy as operating your on call account options, including ATM & EFTPOS, personal cheques and direct debits.
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