A combined savings and loan account secured by first mortgage. If you own your own home or are paying off your home, you can use the equity you have so far achieved as security to borrow funds, at much lower rates than our normal personal loan, to buy whatever you need extra money for right now.

By using the equity in your home, we can lend funds to you for any worthwhile consumer purpose i.e. motor vehicle, boat, caravans, holidays etc.


  • Utilize up to 80% of your homes value
  • Deposit your salary directly into your account
  • Access the account via cheque book, Visa Debit or phone & internet banking
  • No Visa Debit or cheque book fees.
  • No loan application fee
  • $10 monthly account keeping fee

Apply Online

Interest Rates

Important: All applications are subject to our normal credit assessment criteria. Fees, charges, terms and conditions apply.

Information for Members

2/18 SALE STREET ORANGE NSW 2800 – Ph 6362 2944