Home Loans

Let First Choice help you get into your new home, whether you are buying your first home, looking for something bigger or purchasing an investment property, First Choice can help you.

  • Competitive interest rates
  • Borrow up to 90% of property value
  • Loan terms up to 30 years
  • No monthly fees
  • No early payment penalties
  • Pay weekly, fortnightly or monthly
  • Direct payroll deductions available
  • 100% offset account available
  • Redraw facility

Home Loan Special

2 year discount rate 4.05%1 (4.94% Comparison Rate)2

Apply Online

Loan Interest Rates

Fees and Charges

Comparison Rates

1Discount rate will be 1.00% below Standard Variable Rate for the first two years of the home loan.

2Comparison Rate based on a loan of $150,000 over 25 years. Different terms, fees or other loan amounts might result in a different comparison rate.

Important: All applications are subject to our normal credit assessment criteria. Fees, charges, terms and conditions apply.

Information for Members

2/18 SALE STREET ORANGE NSW 2800 - Ph 6362 2944

View our privacy policy First Choice Credit Union Ltd/ABN 63087649867/AFSL/Australian Credit Licence 240722/BSB 802318

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