Loan Type  Interest Rate Comparison Rate
Car Loan Special (Any car loan over $30,000)

Comparison rate based on a loan of $30,000 over 5 years

4.80% pa 4.99% pa
Car Loan Special (Any car loan over $20,000)

Comparison rate based on a loan of $30,000 over 5 years

5.80% pa 5.99% pa
New Car (less than $20,000)

Comparison rate based on a loan of $30,000 over 5 years

6.99% pa 7.18% pa
Used car with 20% deposit (less than $20,000)

Comparison rate based on a loan of $30,000 over 5 years

10.50% pa 10.70% pa
Used Car no deposit (less than $20,000)

Comparison rate based on a loan of $30,000 over 5 years

11.50% pa 11.70% pa
Personal Loans

Comparison rate based on a loan of $10,000 over 3 years

14.50% pa 15.45% pa
Overdraft  (Unsecured) 13.75% pa N/A
Mortgage Owner Occupied

2 Year Discount Rate

Standard Variable Rate

Comparison rate based on a loan of $150,000 over 25 years

 

3.45% pa

4.45% pa

 

4.36% pa

4.50% pa

Mortgage Investment

2 Year Discount Rate

Standard Variable Rate

Comparison rate based on a loan of $150,000 over 25 years

 

3.45% pa

4.45% pa

 

4.36% pa

4.50% pa

Mortgage Commercial

Comparison rate based on a loan of $150,000 over 25 years

 

8.05% pa

 

8.10% pa

Mortgage Overdraft 8.15% pa N/A
Home Equity Loan 4.95% pa N/A
The comparison rates are true for the examples given.  Different terms, fees or other loan amounts might result in a different comparison rate.

What is a comparison rate?

Variable Interest Calculated Daily, Charged Monthly.

Full terms and conditions are available on application.

All loans subject to Credit Union Policy and lending criteria.

Australian Credit License 240722

Endorsed Board Meeting 24 May 2021