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Loan Interest Rates - Effective 17 December 2019 |
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| Loan Type | Interest Rate | Comparison Rate |
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Car Loan Special Rate For a typical loan of $30,000 over 5 years |
5.80% pa | 5.99% pa |
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New Car with 20% Equity For a typical loan of $30,000 over 5 years |
8.99% pa | 9.18% pa |
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New Car with Full Payment For a typical loan of $30,000 over 5 years |
10.25% pa | 10.44% pa |
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Used Car with 20% Equity For a typical loan of $30,000 over 5 years |
10.50% pa | 10.70% pa |
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Used Car with Full Payment For a typical loan of $30,000 over 5 years |
11.50% pa | 11.70% pa |
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Personal Loans For a typical loan of $10,000 over 3 years |
14.50% pa | 15.45% |
| Overdraft (Unsecured) | 14.10% pa | N/A |
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Mortgage Owner Occupied 2 Year Discount Rate For a typical loan of $150,000 over 25 years |
4.90% pa 3.90% pa
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4.97% pa 4.79% pa
|
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Mortgage Investment 2 Year Discount Rate For a typical loan of $150,000 over 25 years |
4.90% pa 3.90% |
4.97% pa 4.79% |
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Mortgage Commercial For a typical loan of $150,000 over 25 years |
8.50% pa |
8.59% |
| Mortgage Overdraft | 8.60% pa | N/A |
| Home Equity Loan | 5.40% pa | N/A |
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The comparison rates are true for the examples given. Different terms, fees or other loan amounts might result in a different comparison rate. Varible Interest Calculated Daily, Charged Monthly. Full terms and conditions are available on application. All loans subject to Credit Union Policy and lending criteria. Australian Credit Licence 240722 |
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Endorsed Board Meeting 16 December 2019 |
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View our privacy policy First Choice Credit Union Ltd/ABN 63087649867/AFSL/Australian Credit Licence 240722/BSB 802318