Why should I pre-qualify?
Pre-qualifying will give you a good ballpark estimate of how much you’ll likely be approved to borrow so there are less surprises when you decide to apply for a loan. Plus, as part of the pre-qualification process, you'll get access to a Lending Specialist who can answer any other home loan questions you have.
How pre-qualification works.
Think of pre-qualification as the first step in the home loan application process.
- Get pre-qualified. It takes less than 10 minutes to receive a personalised lending summary. You don’t need any paperwork and there is no credit check involved so it won’t impact your credit score.
- Apply online with confidence. Once you’ve pre-qualified, you can immediately begin the application process online or wait for a follow-up call from a Lending Specialist (usually 2 business days) to chat through your options.
- Receive pre-approval. If your application ticks all the boxes, you'll receive conditional pre-approval so you can make an offer on a place that's caught your eye.
Self-employed or more than two borrowers?
We may need more information from you to complete pre-qualification. Meet with one of our Lending Specialists to start the process.
Ready to pre-qualify?
Let's get started. It only takes 10 minutes, with no commitment to choose us as your lender.
Pre-qualifying FAQs.
You can pre-qualify for a Beyond Bank home loan if you are:
- 18+ years of age
- An Australian citizen or permanent resident
- Receive a regular income
- Looking to buy your first home, next home, build or refinance your property.
To pre-qualify for a home loan, please have the following information handy:
- Details of the property you are looking to buy, build or refinance. This includes the:
- Purchase price
- Build cost
- Value of the property
- Your contribution (to cover deposit and buying costs).
- Details of your:
- Income
- Monthly living expenses
- Property assets
- Existing loans
You can formally apply for a Beyond Bank home loan by:
- Applying online from the comfort and convenience of your home
- Calling our Customer Relationship Centre on 13 25 85 during business hours
- Contacting one of our Lending Specialists, or
- Visiting one of our 40 local branches around the country.
Not the right step for right now?
Wherever you are in your home buying journey, we’ve got the expertise to help you get to your goal.
Pick an option below or check out our refinancing, investing, or first home buyer hubs.
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Recognition we've received for doing right by our customers.
Forbes World's Best Banks for 2024
Canstar's Customer Owner Bank of the Year, Digital Banking 2015 - 2024
Canstar's Customer Owner Bank of the Year, Most Satisfied Customers 2023
