Variable Purple Basic Investment Loan
Home loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤60% LVR | 5.74% p.a. | 5.77% p.a. |
| >60 - 80% LVR | 5.84% p.a. | 5.87% p.a. |
| >80 - 90% LVR | 6.24% p.a. | 6.27% p.a. |
Variable Total Home Loan Package Investment Loan
Home Loan Special Offer - $400,000+
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤70% LVR | 5.69% p.a. | 6.05% p.a. |
Home loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤60% LVR | 5.74% p.a. | 6.10% p.a. |
| >60 - 80% LVR | 5.84% p.a. | 6.20% p.a. |
| >80 - 90% LVR | 6.24% p.a. | 6.59% p.a. |
Home loans, interest only
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤80% LVR | 5.94% p.a. | 6.30% p.a. |
| >80 - 90% LVR | 6.24% p.a. | 6.59% p.a. |
Building loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤80% LVR | 6.24% p.a. | 6.66% p.a. |
| >80 - 90% LVR | 7.19% p.a. | 7.60% p.a. |
All-In-One loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| All | 7.45% p.a. | N/A |
Reference rate, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤90% LVR | 7.50% p.a. | 7.84% p.a. |
Reference rate, interest only
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤90% LVR | 7.75% p.a. | 8.08% p.a. |
Variable Standard Investment Loan
Home loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤90% LVR | 8.49% p.a. | 8.54% p.a. |
Home loans, interest only
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| ≤90% LVR | 8.79% p.a. | 8.84% p.a. |
All-In-One loans
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| All | 8.64% p.a. | N/A |
Fixed Total Home Loan Package Investment Loan
Home loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 1 Year | ||
| ≤80% LVR | 5.89% p.a. | 6.55% p.a. |
| ≤90% LVR | 6.19% p.a. | 6.58% p.a. |
| 2 Year | ||
| ≤80% LVR | 5.74% p.a. | 6.49% p.a. |
| ≤90% LVR | 6.04% p.a. | 6.55% p.a. |
| 3 Year | ||
| ≤80% LVR | 5.74% p.a. | 6.45% p.a. |
| ≤90% LVR | 6.04% p.a. | 6.53% p.a. |
| 4 Year | ||
| ≤80% LVR | 6.29% p.a. | 6.61% p.a. |
| ≤90% LVR | 6.59% p.a. | 6.71% p.a. |
| 5 Year | ||
| ≤80% LVR | 6.29% p.a. | 6.61% p.a. |
| ≤90% LVR | 6.59% p.a. | 6.74% p.a. |
Home loans, interest only
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 3 Year | ||
| ≤90% LVR | 5.94% p.a. | 6.51% p.a. |
| 5 Year | ||
| ≤90% LVR | 6.49% p.a. | 6.69% p.a. |
Building loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 1 Year | ||
| ≤90% LVR | 6.19% p.a. | 6.65% p.a. |
| 2 Year | ||
| ≤90% LVR | 6.04% p.a. | 6.61% p.a. |
| 3 Year | ||
| ≤90% LVR | 6.04% p.a. | 6.60% p.a. |
| 4 Year | ||
| ≤90% LVR | 6.59% p.a. | 6.78% p.a. |
| 5 Year | ||
| ≤90% LVR | 6.59% p.a. | 6.80% p.a. |
Building loans, interest only
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 3 Year | ||
| ≤90% LVR | 5.94% p.a. | 6.57% p.a. |
| 5 Year | ||
| ≤90% LVR | 6.49% p.a. | 6.76% p.a. |
Fixed Standard Investment Loan
Home loans, principal and interest
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 1 Year | ||
| ≤90% LVR | 6.24% p.a. | 8.29% p.a. |
| 2 Year | ||
| ≤90% LVR | 6.09% p.a. | 8.03% p.a. |
| 3 Year | ||
| ≤90% LVR | 6.09% p.a. | 7.82% p.a. |
| 4 Year | ||
| ≤90% LVR | 6.64% p.a. | 7.83% p.a. |
| 5 Year | ||
| ≤90% LVR | 6.64% p.a. | 7.69% p.a. |
Home loans, interest only
| Loan to Value Ratio (LVR) | Interest rate (% p.a.) | Comparison rate (% p.a.)* |
| 3 Year | ||
| ≤90% LVR | 6.29% p.a. | 8.08% p.a. |
| 5 Year | ||
| ≤90% LVR | 6.84% p.a. | 7.94% p.a. |
Popular investment loans.
Variable Purple Basic Investment Loan
A straightforward variable loan for investors with no redraw limits¹ and 120 day pre-approval².
Learn more about this loan
Variable Total Home Loan Package Investment Loan
An investor loan built for flexibility. Go fixed, variable, or a mix of the two with the added option of multiple 100% offset accounts.
Learn more about this loan
Fixed Total Home Loan Package Investment Loan
Lock in a competitive rate and get the peace of mind of repayment certainty.
Learn more about this loan
Real people, real advice.
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Please read this important information.
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Interest rates apply to new loan applications received from 3 June 2025 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. |
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Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
| 1 |
Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. |
| 2 |
The Total Home Loan Package has an Annual Package Fee of $395. |
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2025. |
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To view all of our interest rates, view our Interest rate schedules for: |